Security for the payments ecosystem in LatAm

We solve the security problems your organization shouldn't have to face alone.

Whether you already know what you need to implement, or you need to figure out where to start — we assess, design and execute the solution. Your team is left ready to sustain everything we build together.

Does any of this sound familiar?

If one of these questions describes your week, we can probably help.

  • Don't have a clear picture of how far off you are from meeting your local regulator's requirements?
  • Your board approved a security budget but no one knows exactly where to invest it?
  • Launching digital payments and need to implement 3D Secure?
  • Deploying ATMs or POS terminals and need PIN validation?
  • Your HSM is reaching end of life and you need to migrate?
  • Need digital signature for your processes or your customers?
  • Want to protect your customers' cards with dynamic CVV?
  • Have a PCI DSS or ISO 27001 audit coming up, or pressure from your local regulator?
Why clients hire us

Three reasons, in order of frequency

1. To close a finding

An audit flagged something cryptographic: keys, ceremonies, PIN handling, or PKI. And there's a deadline. The conversation starts with a date already on the calendar.

2. To unblock a launch

A new card, a new channel, an integration with an acquirer that demands technical requirements your team doesn't yet master. The project is approved but stuck in the cryptographic layer.

3. To leave the team able to operate

The previous generation retired or rotated, and no one wrote the procedures down. The organization wants to regain control over something that today works "because it works," without anyone knowing why.

What clients tell us on the first call

None of these are invented. They're what our clients told us before hiring us.

  • "The regulator asked us for a security plan and we don't even know where to start."
  • "We bought the HSM months ago but no one on the team dares touch it."
  • "The auditor found that the PIN travels unencrypted between two internal components."
  • "We have a CA, but no one documented the key-ceremony procedure."
  • "The regulator announced open banking and I don't know what to tell the board."
  • "My developers have spent two sprints trying to validate a PIN correctly."

If one of these sentences crossed your desk this week, let's talk.

How we solve it

Two entry paths, the same destination

Not every client arrives at the same point. Some already know what they need to implement. Others don't know where to start. We work with both — and the path always ends in the same place: your team operating securely and autonomously.

Path 1

Diagnostics & strategy

For those who don't know where to start.

We assess your current situation, identify gaps and build the roadmap. Your board receives a clear plan with priorities and budget.

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Maturity Assessment and Gap Assessment against SBS Resolution 504-2021, PCI DSS v4.0.1 and ISO 27001:2022. Workshops with IT, Risk and Operations. Deliverables: maturity report by domain, regulatory-gap matrix, three-horizon roadmap — immediate actions (0-3 months), reinforcement (3-12 months), sustained maturity (12-24 months). Executive presentation ready for the board.

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Path 2

Technical implementation

For those who already know what they need.

We design, implement and operate the cryptographic infrastructure behind your digital payments. Your team is left ready to sustain it.

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  • End-to-end HSM — installation, configuration and documented key-loading ceremonies. HSM migration from legacy equipment as Utimaco official partner.
  • PKI — design, policies, certificate profiles, revocation and governance.
  • Cryptographic middleware — clean APIs for your developers.
  • Specific services — 3D Secure, digital signature, dynamic CVV, PIN validation.
Final phase

Transfer & autonomy

Where every engagement ends.

When we exit, your team operates without depending on us.

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Three differentiated training agendas — board, security team and developers. Operational manuals your team can maintain. Integration guides for developers. Our own validation lab.

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Our own lab

Before committing to your institution, we already built it.

What follows are not client references. They are technical demonstrations 2PSECURE builds and maintains in its own environment to validate every solution before proposing it. If your team wants to see something running before signing, we'll schedule it.

Pillar 01 · HSM

Production-ready HSM operating model

An HSM configured in our lab with a complete key schema, dual-control ceremony procedures that are executable, and runbooks for the most frequent incidents. This is the same manual format your team receives at the close of a real engagement.

Pillar 02 · Middleware

Your dev team stops fighting with PINs

A middleware that validates PINs against a payments HSM. Handles ZMK and PVK, applies access control, logs full audit trails and delivers reproducible benchmarks. Demonstrates how the middleware shields developers from cryptographic complexity without losing throughput.

Pillar 03 · PKI

What an audit-passing PKI looks like

A full CA hierarchy (offline root and online issuing), with documented certificate profiles, written ceremonies and working revocation. Serves as a reference against your institution's current PKI: where it's covered, where it isn't.

Pillar 04 · Enablement

Applied-cryptography lab for developers

Hands-on session where your developers implement PIN block, verify CVV and consume an HSM service correctly — writing and running code. Designed for teams with no prior cryptographic background.

Concrete and verifiable outcomes

What changes when we work together

Your next audit

The cryptographic findings keeping you up at night will be closed — with documentation that passes external, internal or regulatory review.

Your next launch

The new card, the new channel, the new payment flow won't be slowed down because your team doesn't know how to handle a key or invoke a cryptographic service. The pieces will be ready.

Your team after we leave

Knowledge transfer is our obligation, not a favor. When we close the project, your operators and developers can sustain what we built without calling us every week.

What you receive at the close of every project

We don't deliver generic outputs. Every project ends with verifiable evidence of what was built.

Audit closed with zero cryptographic findings
HSM in production with documented ceremonies
Developers integrating without touching PIN bytes
PKI with policies, profiles and revocation plan
Manuals your team can actually maintain
Training delivered to every hierarchical level

Each of these points is verifiable. If it's missing, the project isn't closed.

These outcomes aren't accidental. They're a consequence of how we work.

How we work

Four convictions visible in every project

No overselling

If your case doesn't fit what we do, we say so in the first meeting and suggest who to contact. There's no way 2PSECURE wins by projecting capabilities we don't have.

Continuous transfer

Knowledge is transferred during execution. Your operators run ceremonies under our supervision; your developers write code against real environments. By the time we close, they've already done it themselves several times.

Dual documentation

Every delivery includes two manuals: one for whoever operates the platform and another for whoever consumes it from applications. Written in plain language, with examples, with no assumption the reader was in the project.

Vendor independence

Platform decisions are justified by fit with your case, not commission. We've operated the five leading platforms in the sector. If your institution already chose one, we work on that one.

Who we work with

We work with the platforms your sector already chose

If your organization already has a platform, we adapt. If you're still evaluating, we help you choose the one that best fits your case — not our commercial agenda.

Cryptographic infrastructure & HSM

We are official representatives in Peru — direct support from the manufacturer, including migrations from legacy equipment.

Official representative
Official representative

Card technology

Personalization and issuance solutions for institutions that issue debit and credit cards.

Official representative
Where do we start?

A technical conversation before any form.

Email us with a brief description of your context and the problem to solve. We reply personally. If your case fits what we do, we schedule a 30-minute meeting with no commitment. If it doesn't fit, we say so too — and suggest who to contact.

We reply within 48 business hours.